Getting Ready

There are a million and one things you need to do to get ready but the one that seems to have taken longest is insurance. This is both holiday and home insurance. In this case almost everyone sets a maximum amount of claim that is much lower than the actual cost. We eventually went with the cruise lines own insurance which covered everything. The house was more difficult in that once you are away for more than 60 days your policies impose extra conditions which took several phone calls and letters to clarify but in the end we paid extra on one policy, added extra locks and got the house checked regularly for the other.